Here’s what a merchant did with his EZ-Link payment terminal: Shelved neatly inside a glass display. Nice to look at, but not to be used. I’m guessing this merchant doesn’t want to use it at all. There are certainly some benefits of electronic payment systems, but clearly they are not for everyone. I imagine that this EZ-Link system was provided free-of-charge to this merchant, so there are no overheads and per-transaction costs involved, but yet he’s reluctant to use it.